If you have been craving a comforting, homestyle dish that pleases the soul without stretching your wallet, this Budget-Friendly Loco Moco Recipe is exactly the answer you’ve been looking for. This Hawaiian-inspired meal brings together fluffy white rice, a juicy hamburger patty, a perfectly fried egg, and a savory brown gravy that ties every bite together in pure harmony. It’s a simple yet deeply satisfying dish that proves you don’t need fancy ingredients or complicated techniques to enjoy a rich, flavorful meal that feels like a warm hug. Whether you want a hearty lunch or a quick dinner, this Budget-Friendly Loco Moco Recipe will become your go-to for affordable comfort food with a twist.

Ingredients You’ll Need

The dish shows a white plate on a white marbled surface, with a dark, glossy stew spread in a layer on the plate. On top of the stew, there is one sunny-side-up egg with a bright yellow yolk and slightly crispy white edges. Thin slices of green onions are scattered over the egg and stew, giving a fresh green color contrast. In the background, there is another white plate with a similar dish. A woman's hand is partly visible on the left side, reaching toward the plate. Photo taken with an iphone --ar 4:5 --v 7

This recipe calls for straightforward ingredients that you likely already have on hand, which makes preparing this dish a breeze. Each component plays a key role in balancing the flavors and textures—from the fluffy base of white rice to the rich, savory notes of the gravy that elevate the humble hamburger patty and fried egg into a truly delightful experience.

  • 2 cups cooked white rice: The soft, neutral base that soaks up all the luscious gravy and complements the rich toppings.
  • 2 beef patties (¼ lb each): Juicy and well-seasoned, these form the hearty protein center of the dish.
  • 2 eggs: Fried to your liking, the runny yolk adds creaminess and an indulgent touch.
  • 1 tbsp butter or oil: For frying your eggs to golden perfection without sticking.
  • 1 cup beef broth: The foundation for the savory brown gravy packed with umami flavor.
  • 1 tbsp soy sauce: Adds a hint of saltiness and depth to the gravy’s flavor profile.
  • 1 tbsp cornstarch + 2 tbsp water (slurry): This mixture thickens the gravy to the perfect consistency.
  • Salt & pepper to taste: Simple seasonings that enhance each element without overpowering them.

How to Make Budget-Friendly Loco Moco Recipe

Step 1: Cook the Beef Patties

Start by heating a skillet over medium heat and searing your beef patties until they develop a beautiful brown crust and reach your preferred doneness. Cooking the patties well but keeping them juicy is key, so resist the urge to press them down too hard. Once cooked, remove them from the pan and keep them warm while you move on to the gravy and eggs.

Step 2: Prepare the Savory Brown Gravy

In the same skillet, pour in the beef broth and soy sauce, scraping up any flavorful browned bits left from the patty cooking. Bring this mixture to a gentle simmer to concentrate the flavors. Whisk in the cornstarch slurry slowly, stirring continuously until the gravy thickens into a velvety sauce that will coat your patty beautifully.

Step 3: Fry the Eggs to Perfection

Add butter or oil to a separate non-stick pan and fry your eggs until the whites are set but the yolk remains runny or cooked to your preference. The eggs add that signature richness to the Budget-Friendly Loco Moco Recipe, so taking a moment to get them just right makes all the difference.

Step 4: Assemble Your Loco Moco

On each plate, spoon a generous bed of warm cooked rice, place the juicy hamburger patty on top, ladle over the savory brown gravy, and crown it all with the perfectly fried egg. The layers of textures and flavors come together in one delicious Hawaiian-inspired bowl.

How to Serve Budget-Friendly Loco Moco Recipe

The image shows a tall stack of food on a white plate, placed on a white marbled surface. The bottom layer is a mix of white rice with small green pieces mixed in, topped with thick dark brown sauce dripping slightly. Above the rice sits a round, thick brown patty with a grilled texture. On top of the patty is a sunny side up egg with a bright yellow runny yolk and white edges. The stack is decorated with small green herbs and slices of green onion on top. Photo taken with an iphone --ar 4:5 --v 7

Garnishes

To add an extra pop of flavor and a touch of freshness, consider sprinkling some chopped green onions or fresh parsley over the dish. A few slices of sautéed mushrooms or caramelized onions can also bring a lovely depth and a hint of sweetness that pairs wonderfully with the savory gravy and beef patties.

Side Dishes

This Budget-Friendly Loco Moco Recipe pairs beautifully with simple vegetable sides like steamed broccoli, roasted carrots, or a crisp green salad. If you want to keep the meal authentic to Hawaiian flavors, serve alongside a pineapple salad or some tangy pickled vegetables to brighten every bite.

Creative Ways to Present

For a fun twist, serve your loco moco in a shallow bowl rather than a plate to catch every drop of gravy. You can also layer it into a bento-style lunchbox for an on-the-go meal that feels home-cooked. Drizzle a little extra soy sauce or even a touch of sriracha if you like a spicy kick for a personalized flavor boost.

Make Ahead and Storage

Storing Leftovers

Leftover loco moco components store well separately in airtight containers. Keep cooked patties, rice, and gravy refrigerated and consume within 3 days for the best freshness and safety.

Freezing

If you want to prepare ahead and freeze, separate your patties and gravy from the rice and eggs. Freeze patties and gravy in a sealed container for up to 2 months. Rice can also be frozen but eggs are best cooked fresh to preserve texture.

Reheating

Reheat the patties and gravy gently on the stovetop or microwave until warm, adding a splash of water if the gravy thickened too much. Warm the rice separately, and fry fresh eggs when ready to serve for the ideal loco moco experience.

FAQs

Can I use ground turkey or chicken instead of beef in this Budget-Friendly Loco Moco Recipe?

Absolutely! Ground turkey or chicken can be used as a leaner alternative. Just be mindful that these meats cook faster and may need seasoning adjustments to maintain flavor richness.

Is this recipe suitable for meal prepping?

Yes, this Budget-Friendly Loco Moco Recipe is great for meal prepping. Just keep components separate until reheating to preserve freshness, especially the eggs which are better cooked just before eating.

Can I make the gravy gluten-free?

Definitely. Substitute regular soy sauce with tamari or a gluten-free soy sauce alternative, and use cornstarch as usual for thickening to keep the gravy gluten-free and delicious.

How can I make the eggs without frying if I prefer a different method?

Poached or soft-boiled eggs work wonderfully as an alternative and still deliver that creamy yolk that is critical to loco moco. Just be sure to time them so that the yolks stay runny for that perfect texture.

What is the best type of rice to use?

While traditional loco moco uses white rice, you can use brown rice or jasmine rice if you prefer. Just adjust cooking times accordingly and keep in mind the fluffiness and mild flavor white rice provides complements the other ingredients perfectly.

Final Thoughts

Now that you have all the tips and steps, I encourage you to dive right into making this Budget-Friendly Loco Moco Recipe. It’s a fantastic way to enjoy a comforting, hearty meal that brings a taste of Hawaii to your own kitchen without breaking the bank. Once you try it, I’m sure it will become one of your favorite quick and satisfying dishes to whip up anytime you want something delicious and filling.

Print
clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon
Budget-Friendly Loco Moco Recipe

Budget-Friendly Loco Moco Recipe


5 Stars 4 Stars 3 Stars 2 Stars 1 Star

4 from 82 reviews

  • Author: Chef
  • Total Time: 30 mins
  • Yield: 2 servings

Description

A simple, satisfying Hawaiian-inspired meal featuring a bed of fluffy white rice topped with a juicy pan-seared hamburger patty, a perfectly fried egg, and a savory, rich brown gravy made from beef broth and soy sauce. Budget-friendly and quick to prepare, this classic loco moco recipe delivers comfort and flavor in every bite.


Ingredients

Main Ingredients

  • 2 cups cooked white rice
  • 2 beef patties (¼ lb each)
  • 2 eggs

For Cooking and Gravy

  • 1 tbsp butter or oil
  • 1 cup beef broth
  • 1 tbsp soy sauce
  • 1 tbsp cornstarch + 2 tbsp water (slurry)
  • Salt & pepper to taste


Instructions

  1. Cook Patties: Heat a skillet over medium-high heat and cook the beef patties until browned on the outside and cooked through, about 4-5 minutes per side. Remove them from the pan and keep warm.
  2. Prepare Gravy: In the same skillet, add the beef broth and soy sauce. Bring the mixture to a gentle simmer, scraping up any browned bits from the pan for extra flavor. Whisk in the cornstarch slurry gradually until the gravy thickens to a smooth consistency.
  3. Fry Eggs: In a separate pan, heat butter or oil over medium heat. Crack in the eggs and cook until the whites are set but yolks remain runny, or cook to your desired doneness.
  4. Assemble and Serve: Place cooked rice on plates, top each with a beef patty, spoon over the savory brown gravy, and gently place a fried egg on top. Serve immediately for best flavor and texture.

Notes

  • Add sautéed onions or mushrooms to the gravy for an extra layer of flavor.
  • Use ground turkey or chicken patties as a leaner alternative.
  • Adjust soy sauce quantity to taste if you prefer a saltier or milder gravy.
  • Serve with steamed vegetables or a simple green salad for a balanced meal.
  • Prep Time: 10 mins
  • Cook Time: 20 mins
  • Category: Main Course
  • Method: Frying
  • Cuisine: Hawaiian

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Recipe rating 5 Stars 4 Stars 3 Stars 2 Stars 1 Star